People love to place the blame on others for things that happen in their life. People have all kinds of credit card debt are still blaming others to blame the economy they blame the president they blame the boss not getting a raise it but anyone that they can put themselves. People play the put off game, "I'll get to it next month"or they don't put on another card. credit card debt is not a game, but some people like to think it's a game. Fortunately it is a game you can win. you might have made some bad choices in your life, but you can overcome your credit card debt.  Stop playing the blame game.